Finance Department

Few Pasadena-area drivers love the auto loan financing process, which is why it’s so lucky that our highly trained professionals on our finance team do. Let us nerd out while we help you navigate this process every step of the way. After you’ve found your next vehicle for all those weekend getaways near Pearland, stop by and breeze through the paperwork with our experts. While you’re there, check out our car buying tips to make the entire process fly by and work for you! At Gulfgate Dodge Chrysler Jeep Ram, your car leasing is our top priority. Read on to learn more about the entire process.

Lease a Car in Houston vs. Buying: An Brief Guide

If you’re wondering what financing plan you need for your next vehicle, there are plenty of options and factors to consider. Our finance team is ready to help you find the right option for you and your vehicle, like whether you’re interested in valuing your trade or looking to get pre-approved today! Below is a brief overview, but you can always learn more through department directly:

• Leasing can often be a more affordable option, as you finance only the depreciation of the vehicle and return it at the end of the lease period (usually 2-3 year), although if you’re looking for used car finance, leasing is rarely an option.
• Thanks to leasing, you’ll be able to experience the latest models on your favorite short rides and day-to-day routes around Baytown and return the vehicle before age-related issues set in, partly due to its mileage and customization restrictions and because there can be steep penalties for returning the vehicle in poor condition.
• Buying your vehicle ensures that you own it outright once the loan is paid in full, which means you can make it your own the way you want with all the new upgrades and accessories.
• Buying also means you’ll be able to drive wherever, whenever, but it also means you’ll need to be able to afford a 10- to 20-percent down payment, which still likely comes with higher payments than leasing. Find out what your payments may look like with our payment calculator and stop by in Houston today!

Find Your Finance Plan Today with Gulfgate Dodge Chrysler Jeep Ram

While some drivers are certain about which car, truck, or SUV they need without consulting the range of financing options available, it can be a useful tool in determining the right vehicle for you and your family. Explore all the options of car leasing and auto loan financing with our team at Gulfgate Dodge Chrysler Jeep Ram, and stop by our showroom in Houston for a test drive of your potential new ride. Contact us today for any of your vehicle needs!